We Buy Houses in San Francisco, California

Open-book pricing (always the same formula).

Offer = ARV (After-Repair Value) − Repair Costs − ~10% resale/transaction costs − ~10% profit.

You’ll see the comps, the repair line, and the two ~10% bands. No mystery math.

As-is—with no “post-inspection haircut.”
We don’t revisit your price to ask for credits later. No repairs. No cleaning. No re-trades.

California-only underwriting, San Francisco-aware.
A Marina soft-story building, a Bayview fixer with older panel, a Noe house mid-remodel, a Sunset tunnel entry with moisture notes—each underwrites differently. We buy only in CA, and our comp sets reflect SF realities.

Your calendar, not ours.
Close fast, or set a later date around school, a job switch, an elder-care schedule, or a move across the Bay. Need to stay after closing for a few days? We’ll write it clearly.

We’ll compete—and be candid.
Bring a written number from another cash home buyer in San Francisco. We’ll try to match or beat it on price, terms, or speed. If keeping theirs is genuinely better for you, we’ll say so.

$0 at closing.
We cover escrow, title, transfer tax, recording, and documents. No commissions. No fees. More net in your pocket.

Each SF sale is its own puzzle. Our job is to make the next step simple and respectful.

Tenant-Occupied / Rent-Controlled Complexity

Retail buyers shy from uncertainty around possession, buyouts, or OMI timing. We buy as-is, price to the current situation, and keep timelines date-certain.
City moment: An owner near Cesar Chavez had a long-term tenant and needed funds to move closer to family. We underwrote to existing tenancy, put the number in writing, and closed on a set Friday—no open houses, no neighbor tours.

Inherited Property / Probate + Clean-Out

A house off Judah with 40 years of life inside doesn’t become “show-ready” in a weekend. We work with your attorney and title, buy as-is, and let the family remove what matters at a humane pace.
City moment: Siblings split between the Mission and out of state signed remotely. We did a 15-minute look, documented realistic repairs (roof, panel, windows), and timed closing for the week after the court’s order.

Half-Finished Permits / Abandoned Remodel

From opened walls to expired DBI permits, retail buyers—and their lenders—get nervous. We price the work in and keep the process private.
City moment: A Glen Park owner paused a bath/kitchen update during 2020. We underwrote completion cost, accounted for permit paths, and closed in ~10 business days.

Soft-Story / Seismic / Foundation Notes

Retrofit talk shows up in appraisals and buyer punch-lists. We fold seismic/foundation items into the number so you don’t become the GC.
City moment: A two-unit building near North Beach needed soft-story reinforcement and sidewalk work. We priced it up front and closed without you coordinating vendors.

Water / Mold / Older Systems

Fog + older exteriors + long-term deferred maintenance = red flags for retail lenders. We budget remediation and keep your sale certain.
City moment: A Sunset tunnel-entry showed moisture staining and original plumbing. We included remediation/updates in our offer and still hit the seller’s target date.

Condo/TIC/HOA Complications

Special assessments, reserves, or TIC financing can spook retail buyers. We simplify: one visit, as-is number, date-certain close.
City moment: A TIC near Dolores Park had an upcoming assessment and a complex agreement. We underwrote the docs, showed the math, and closed on the seller’s schedule.

Relocation / Calendar Crunch

If your next chapter starts before the City’s market says “go,” a 60–90 day listing works against you. We keep logistics boring—in the best way.
City moment: A teacher moving toward the Peninsula wanted certainty before a new school year. We recorded on a Tuesday and allowed a short stay-after-closing to finish packing without burning PTO.

Thin Equity / Carrying-Cost Burn

When there’s not enough room for retail repairs, time gets expensive. We’ll outline payoff math and compare paths so you can choose from facts, not stress.
City moment: An Outer Richmond owner facing rising holding costs picked a clean, 11-day close—no repairs, no surprises.

We purchase single-family homes, condos, TIC interests, small multifamily, and apartments across SF—as-is, with no cleaning or repairs.

• Outdated / needs everything. Original kitchens in the Avenues, vintage baths in Noe, tired floors in Excelsior—we price it in so you spend $0 before closing.
  
  
• Roof / foundation / electrical / plumbing. Loan-killers in retail. We budget the fix upfront and keep your sale certain.
  
  
• Fire/smoke or water + mold. We include remediation and stay on your timeline.
  
  
• Unpermitted in-laws / ADUs / converted garages. Retail contracts stall; we buy as-is and sort the path post-closing.
  
  
• Soft-story, seismic, sidewalk, egress. We underwrite required work rather than sending you shopping for bids.
  
  
• TIC / condo with assessments. We analyze docs/reserves and present one clean number.
  
  
• Tenant-occupied or recently vacated units. We price to the actual occupancy status and avoid public showings.
  
  

Small multifamily (duplex–fourplex and up). Partial vacancy, older panels, tuck-under parking—we fold rent, repairs, and timing into the offer.