We Buy Houses in San Diego, California
Want to sell your house fast in San Diego without turning your life into open houses and repair quotes? Cash for Keys is a California-only, direct home buyer led by Michael Soares and Taylor Scigliano. We purchase houses with our own cash—no listings, no commissions, no waiting for a buyer’s mortgage. You’ll get a transparent number within 24–48 hours and a closing date you choose—often about 10 days, or later if that’s better for your plan.
We’re straight with you: if a traditional MLS route would likely put more net in your pocket even after commissions, we’ll say so. When as-is, privacy, and a date-certain matter more, we keep the process calm, clear, and quick.
Sell My House Fast in San Diego, CA
San Diego runs on the 5, the 8, the 805, the 163, the 15, and the Trolley. One morning it’s June Gloom at PB; by afternoon, a Sigalert near The Merge; by evening, a Santa Ana kicks up inland. Our process fits San Diegan life: minimal disruption, one short visit, and a timeline you control.
- Start with a real conversation.
Tell us what you’re trying to solve: a condo near UTC you’re done landlording, a house in City Heights or Chula Vista that needs more work than makes sense, a job start near Sorrento Valley where “maybe we close next month” won’t cut it. We listen first. - One 10–15 minute walkthrough.
No staging, no cleaning. We verify repair scope and price using San Diego comps—PB/OB/IB, North Park, Clairemont, Mira Mesa, La Mesa, El Cajon, San Ysidro, Poway, Encanto, Bonita, Rancho Bernardo, Oceanside/Carlsbad (county-wide when relevant). We’re not guessing from a national spreadsheet.
Offer in 24–48 hours—math included.
We show our numbers in plain English. Pick a date—~10 days is typical—and we pay every closing cost, including transfer tax. Need a few days after closing to finish packing around school or a border crossing? We can arrange a stay-after-closing agreement..
Designed for the 5/805 + Trolley Reality
Get My Cash Offer (No Obligation)
Why San Diegans Choose Cash for Keys
Our arithmetic is on the page.
Every offer comes with the same formula, written out:
Offer = ARV (After-Repair Value) − Repair Costs − ~10% resale/transaction costs − ~10% profit.
You’ll see the comps, the repair budget, and the two ~10% bands. No mystery, no “trust-us” price.
As-is—no re-trades.
We don’t come back after our walkthrough asking for credits or haircutting the price.
No renegotiation later. No repairs. No cleaning.
California-only underwriting, San Diego savvy.
A cottage in OB near salt air doesn’t price like a 60s ranch in La Mesa, a hillside place in Tierrasanta, a Kearny Mesa townhouse near the job hubs, or a condo off the Blue Line. We buy only in CA, and our comp sets reflect San Diego micro-markets.
Your date, your terms.
Close fast, or choose a later target to line up movers, Trolley schedules, CBX travel, or a school calendar. Need to stay after closing? We’ll put it in writing so everyone’s comfortable.
We’ll go head-to-head with other offers.
Bring a written number from another cash home buyer in San Diego. We’ll try to match or beat it on price, terms, or speed. If their deal truly serves you better, we’ll say so.
$0 at closing.
We cover escrow, title, transfer tax, recording, and docs. No commissions, no junk fees. You keep more of your proceeds.
FAST
When you need to dump your unwanted property fast - we'll be here ready to talk.
FAIR
If we are known for anything, it is providing offers that are transparent and fair.
TRUSTED
When you are selling a home, we know that trust is extremely important.
EASY
Do you really want to go through the hassle of staging, touring, and negotiating with buyers?
Real San Diego Situations We Resolve (Neighborhood-Tuned Stories)
Every sale sits inside a life situation. Our job is to lower the temperature and protect your time.
Behind on payments (clock is loud, time is short)
The letters pile up; the idea of open houses in North Park while juggling work on the 15 is a non-starter. We verify payoff through escrow, set a date-certain close, and keep neighbors out of your living room.
Testimonials: A hospital tech commuting the 163 had shift changes coming. We confirmed payoff mid-week, delivered a written offer the next day, and closed on a Wednesday—no showings, no “maybe later” lender drama.
Probate / Inherited home (memories + logistics)
Grandpa’s place near Grape St. Dog Park might have original tile and a garage stacked to the rafters. You don’t need to empty it like a museum. We work with your attorney and title, buy as-is, and give the family time to remove keepsakes.
Testimonials: Three siblings—South Bay, North County, and out of state—signed remotely. We did one brief visit, documented repair assumptions, and timed closing a few days after the court’s order.
Co-owners going separate ways (clarity beats friction)
You want a number both sides understand and a date you can plan around. We show the math, then lock the calendar.
Testimonials: Partners with a duplex near Golden Hill needed a
quiet exit before leases renewed. We set a firm figure, ran everything through escrow, and closed mid-month to dovetail with move-outs.
Relocation / Commute shift (the 5 today, the 805 tomorrow)
New role at UCSD/UTC? Transfer to Kearny Mesa? A 60–90 day listing fights your timeline. We move on your schedule, wire funds through escrow, and keep logistics tight.
Testimonials: An engineer starting near
The Merge wanted certainty before onboarding. We scheduled a 12-day close and a short stay-after-closing so packing could finish without turning weekends into chaos.
Downsizing / Rightsizing (from stairs to single-level)
Beach stairs in PB used to be fun; now they’re just… stairs. You shouldn’t bankroll renovations you won’t enjoy. We price updates in and schedule around your next set of keys.
Testimonials: An owner moving from a two-story in Clairemont to a single-level in East County asked for a close two days after the new lease began. Done—no double move.
Rental fatigue / Vacancy (make-ready math hurts)
Between L.A.-style loan expectations creeping south and buyer punch-lists, make-ready costs balloon. We price deferred maintenance up front and buy as-is—no contractor roulette, no advertising spend.
Testimonials: A small triplex near
the E Street Trolley stop (Chula Vista) needed safety items and a full cosmetic refresh. We purchased as-is and handled the rehab after closing—no money out of pocket.
Listing fell apart (appraisal/inspection ping-pong)
Retail buyers expect clean reports and smooth appraisals. If your place bounced back to market in El Cajon, La Mesa, or San Marcos, we remove uncertainty: one visit, transparent math, date-certain close.
Testimonials: A home near
Rancho Peñasquitos had two escrows collapse—panel and roof. We line-itemed those repairs in the offer, covered all closing costs, and closed on a Friday so the seller could hand off keys over the weekend.
Tight equity / Near payoff (time risk is expensive)
When there isn’t headroom for a retail punch-list, months of carrying costs hurt. We’ll review payoff math and see whether a $0-cost direct sale beats waiting through May Gray into June Gloom and beyond.
Testimonials: A homeowner with a nearly tapped HELOC in Tierrasanta needed out before holiday bills and winter storm season. We set a fast close and shut off the drip of monthly expenses.
Border-adjacent logistics (San Ysidro / CBX life)
Frequent cross-border travel? Open houses near San Ysidro or Otay Mesa may not be realistic. We keep it private and date-certain, so you’re not juggling traffic and Trolley schedules with showings.
Testimonials: A family splitting time via
CBX needed a close tied to a return flight. We aligned closing for mid-week and granted a 4-day stay-after-closing so everyone could move without a scramble.
Types of Houses We Buy in San Diego (Any Condition, Any Situation)
We purchase single-family homes, condos, townhomes, small multifamily, and apartments across the city and county—as-is, with no cleaning or repairs. If you’re thinking “I’d rather sell my house for cash in San Diego than pour money into it,” this is for you.
Outdated or “needs everything.”
Original kitchens in
North Park, 90s baths in
Mira Mesa, a half-finished garage project in
Linda Vista—we price the updates into the offer so you
spend $0 before closing.
Fire/smoke or water.
Sea-air corrosion, smoke staining, slab leaks—retail buyers flinch. We fold remediation into the number and keep your schedule intact.
Roof, foundation, electrical, plumbing.
Loan/appraisal risk is high on these. We budget the fix upfront and keep your sale certain.
Mold, heavy clean-out, hoarding.
You don’t have to make it “show-ready.” Leave what you don’t want; we’ll take it as-it-sits and handle hauling after closing—no judgment.
Unpermitted conversions / ADUs / garage studios.
San Diego is creative with space—retail can bog down. We buy as-is and sort it post-closing.
Coastal quirks / parking / easements.
Tight lots in
OB/PB/IB, alley access, and beach-adjacent wear are normal. We price fairly without stretching your timeline.
Condos & HOAs (DTSD to UTC).
Assessments, reserves, elevator issues—retail buyers get skittish. We streamline: one quick look,
as-is offer, and a date that works.
Small multifamily (duplex–fourplex).
Tuck-under parking, older panels, partial vacancy—we underwrite rent, repair, and timeline into
one clean number.
Agent Listing vs. Direct Cash—A San Diego Reality Check
Retail is excellent when condition is strong and time is flexible. A direct cash sale wins when you need as-is, quiet, and certainty.
What changes for you | Agent (MLS) | Cash for Keys |
---|---|---|
Commissions | ~6% | $0 |
Closing costs | ~2% (seller share) | $0 (we pay, incl. transfer tax) |
Prep/Repairs | Usually required | None (as-is) |
Showings | Many | One quick on-site look |
Appraisal/Loan Risk | High | None (our cash) |
Price After Inspection | Can drop | Doesn’t change (no credits) |
Timeline | 30–90+ days | ~10 days (you choose) |
Privacy | Low | High (quiet & simple) |
If MLS would likely net you meaningfully more—even after costs and time—we’ll tell you. If the must-haves are speed, as-is, and a date-certain close, we’re built for that.
How We Price Your Home & How the Closing Works (One Section, No Surprises)
Our formula (always the same):
Offer = ARV (After-Repair Value) − Repair Costs − ~10% resale/transaction costs − ~10% profit
Illustrative San Diego example (for clarity):
- ARV: $840,000
- Repairs: −$95,000
- Resale/transaction (~10%): −$84,000
- Profit (~10%): −$84,000
= Transparent cash offer: $577,000
We’ll walk comps by micro-area—coastal vs. canyon-adjacent vs. inland; Trolley-served vs. car-dependent—and go line-by-line through repairs (roof, panel, plumbing, kitchens/baths, exterior). Replaced the roof? Upgraded to mini-splits after last summer? Added an ADU? Tell us and we’ll
update the inputs.
Timeline & funds (what actually happens):
- Written offer
within 24–48 hours of our quick visit
- Close in
~10 days (or your selected date)
- We pay all closing costs (escrow, title,
transfer tax, recording, docs)
- Funds delivered by
wire or cashier’s check via escrow (secure, professional)
- Stay-after-closing available if you need a few days to finish packing
- No open houses, no repair punch-lists, no lender appraisals
No re-trades—your price doesn’t erode later
San Diego Pricing Lens (Marine Layer to Santa Ana)
This market is a
patchwork:
- Coastal under
May Gray / June Gloom doesn’t trade like
East County on a clear Santa Ana day.
- UTC/Golden Triangle tech-commute stock values differently than
South Bay single-story homes or
Poway school-driven demand.
- A condo near the
Blue Line isn’t the same animal as an older house off
Jamacha (ha-MA-sha) or a
San Ysidro property with frequent cross-border logistics.
We comp inside that context—never outside it. We also respect San Diego’s multilingual reality: Spanish alongside Tagalog, Vietnamese, Chinese, and more in daily life. We keep communication clear and paced to your household’s preferred channel—phone, text, email, or with a trusted helper looped in. And yes, 619/858 pride is real (with 760/442 up north)—we take those clues as market texture, not stereotypes.
Not in San Diego? We buy houses all across
California — including
Sacramento,
Elk Grove,
Citrus Heights,
Los Angeles and many more
locations!
Cash for Keys vs. “We Buy Houses San Diego” Sites
- Numbers in writing. Not fluff—the inputs (ARV, repairs, standard cost/profit bands).
- As-is without exceptions. We don’t circle back for “credits.”
- California-only focus. San Diego comping deserves
San Diego comps.
- Human logistics. Need a date around deployment, CBX travel, a school change, or a lease start? We aim the close at that target.
- Compete & be candid. Bring the other offer; if we can beat it, we will. If keeping theirs is better for you, we’ll say it clearly.
You pay $0 at closing. We cover everything, including transfer tax.
Ready to Sell Your House Fast in San Diego?
One quick visit. A clear cash offer in 24–48 hours. Every cost covered.
Close in ~10 days (or choose your date). Stay after closing if you need time.
Already have an offer? We’ll work to match or beat it—on price, terms, or speed.
