Stop Foreclosure in California with Cash for Keys

Facing a foreclosure notice can feel like the weight of the world is on your shoulders, but you don't have to face the bank alone. In California, the legal process moves fast, often leaving homeowners feeling powerless as their equity and credit score hang in the balance. At Cash For Keys CA, we specialize in providing a dignified exit strategy that stops the auction clock, settles your debt, and puts cash in your pocket. Whether you’re days away from a sale or just received your first notice, there is still time to take control of your financial future and walk away with your credit intact.


The California Non-Judicial Foreclosure Timeline


In California, most foreclosures are non-judicial, meaning they happen outside of court but follow a strict legal schedule:


Day 1-120: Homeowners typically have 120 days of missed payments before the legal process begins.


Day 121: A Notice of Default (NOD) is officially recorded. You generally have 90 days from this point to "cure" the debt by paying what is owed.


Day 211: If the debt remains, a Notice of Trustee Sale (NOTS) is recorded. This notice sets the date for the public auction, which can be as soon as 21 days later.


Credit Consequences of a Foreclosure


A foreclosure is one of the most damaging events for your financial future:


1. Credit Score Impact: A foreclosure can drop your credit score by 100+ points immediately.


2. Long-Term Record: It remains on your credit report for seven years, making it difficult to secure new housing, car loans, or even employment.


Why a Cash Sale is the Best Foreclosure Prevention

Selling to a cash buyer like Cash For Keys CA allows you to pay off your mortgage balance and walk away with your remaining equity before the auction happens.


  • Lender Negotiation: We provide a Proof of Funds letter that you can show your lender. Many banks will pause the foreclosure process if they see a legitimate, guaranteed sale is in progress.
  • No Repairs Needed: You don't have to spend money you don't have on fixing the property to attract a traditional buyer.

GET YOUR CASH OFFER
Facing foreclosure in CA? Save your credit and equity today. Get a fair cash offer and close in as little as 7 days. No fees, no repairs. Call now!
  • ✔️ No Fees or Commissions!

    When you sell your house for cash California through Cash for Keys, every dollar of our offer goes directly into your pocket. Unlike traditional real estate transactions where agents take 6-7% in commissions, our direct house buyers approach eliminates all middleman fees. We buy houses for cash specifically to ensure that selling your house in California doesn't cost you thousands in unnecessary expenses. You set the sale conditions, we handle the paperwork, and you keep 100% of the agreed price.

  • ✔️ No Closing Costs! 100% Free!

    Have you researched sell my house California options only to discover hidden closing costs that can eat into your proceeds? We completely absorb all title fees, escrow costs, transfer taxes, and documentation charges that typically burden sellers. Our cash for homes model means you'll never receive surprise deductions from your settlement statement. When home buying companies quote you an offer, you should receive exactly that amount - not a reduced figure after fees and costs are deducted.

  • ✔️ No Home Repairs Needed!

    Many cash home buyer companies claim they purchase "as-is" but still demand repairs after inspection. We're genuinely different. Whether your property suffered fire damage, has foundation issues, needs a new roof, or hasn't been updated since the 1970s, we buy houses as is without exception. We purchase everything from pristine move-in ready homes to properties requiring complete renovation. Our experienced team handles all necessary improvements after closing, so you never spend another dollar on your former property.

  • ✔️ Fast and Fair Offers!

    Our we buy houses fast process delivers fair market offers within 24-48 hours of your initial contact. Unlike national companies that use generic algorithms, we personally evaluate each property using local California market data, recent comparable sales, and current renovation costs. This hands-on approach ensures you receive the highest possible cash offer for my home. We don't believe in lowball tactics - our reputation depends on home cash buyers offers that reflect true property value in today's California market.

  • ✔️ You Set the Conditions!

    When you choose our service, you maintain complete control over the transaction timeline. Need to close next week for a job relocation? We'll accommodate. Prefer to wait 30 days to coordinate your move? That works too. You can even stay in the property temporarily after closing if needed. Our cash for your house approach means no bank approval delays or financing contingencies that could derail your plans.

  • ✔️ Let us Beat Your Other Offer!

    Already received an offer from other companies who buy houses? We're confident in our ability to provide superior terms, faster closing, or better pricing. Our local market expertise and direct funding capabilities often allow us to outperform competitors who rely on outside financing or wholesale tactics. We encourage homeowners to compare multiple offers because we believe our transparent, professional approach speaks for itself.

Take Back Control of Your Future: Get a Fair Cash Offer Before the Auction Date

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Quick

Consultation

First things first, we need to have a quick conversation about the property you are looking to sell and what conditions we need to meet to make it worth your while.

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Home
Inspection

Next, we schedule a home walkthrough to better understand the property that we may purchase! This is a quick, non-invasive tour of the home which takes about 10-15 minutes.

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Home
Offer

After we understand the condition of your home, we formulate a fair home offer based on what is needed to bring it to market along with some other simple factors.

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Fast
Closing

The benefit of working with us, is we deal in cash! After we have agreed to the terms and conditions of the sale, we can close in as few as 10 days!

Other reasons why we buy homes.

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What other kinds of properties do we buy?

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Where else do we buy homes?