Stop Foreclosure in California with Cash for Keys
Facing a foreclosure notice can feel like the weight of the world is on your shoulders, but you don't have to face the bank alone. In California, the legal process moves fast, often leaving homeowners feeling powerless as their equity and credit score hang in the balance. At Cash For Keys CA, we specialize in providing a dignified exit strategy that stops the auction clock, settles your debt, and puts cash in your pocket. Whether you’re days away from a sale or just received your first notice, there is still time to take control of your financial future and walk away with your credit intact.
The California Non-Judicial Foreclosure Timeline
In California, most foreclosures are non-judicial, meaning they happen outside of court but follow a strict legal schedule:
Day 1-120: Homeowners typically have 120 days of missed payments before the legal process begins.
Day 121: A Notice of Default (NOD) is officially recorded. You generally have 90 days from this point to "cure" the debt by paying what is owed.
Day 211: If the debt remains, a Notice of Trustee Sale (NOTS) is recorded. This notice sets the date for the public auction, which can be as soon as 21 days later.
Credit Consequences of a Foreclosure
A foreclosure is one of the most damaging events for your financial future:
1. Credit Score Impact: A foreclosure can drop your credit score by 100+ points immediately.
2. Long-Term Record: It remains on your credit report for seven years, making it difficult to secure new housing, car loans, or even employment.
Why a Cash Sale is the Best Foreclosure Prevention
Selling to a cash buyer like Cash For Keys CA allows you to pay off your mortgage balance and walk away with your remaining equity before the auction happens.
- Lender Negotiation: We provide a Proof of Funds letter that you can show your lender. Many banks will pause the foreclosure process if they see a legitimate, guaranteed sale is in progress.
- No Repairs Needed: You don't have to spend money you don't have on fixing the property to attract a traditional buyer.

Take Back Control of Your Future: Get a Fair Cash Offer Before the Auction Date
Quick
Consultation
First things first, we need to have a quick conversation about the property you are looking to sell and what conditions we need to meet to make it worth your while.
Home
Inspection
Next, we schedule a home walkthrough to better understand the property that we may purchase! This is a quick, non-invasive tour of the home which takes about 10-15 minutes.
Home
Offer
After we understand the condition of your home, we formulate a fair home offer based on what is needed to bring it to market along with some other simple factors.
Fast
Closing
The benefit of working with us, is we deal in cash! After we have agreed to the terms and conditions of the sale, we can close in as few as 10 days!






















