Rio Linda isn't like the rest of Sacramento. Larger lots. Rural character. Properties with healthy water and septic systems. RVs parked in side yards. Outbuildings that may or may not have permits.

Traditional buyers looking at Rio Linda homes often back out. They want city utilities and a turnkey condition. Their lenders won't approve properties with unpermitted structures or older septic systems. So sellers here face a choice: invest thousands in fixing everything to meet conventional lending standards, or wait months for a cash buyer to come along.

Cash for Keys buys homes in Rio Linda as-is. Well and septic? We price that in. Detached shop with no permits? We factor it into our offer. Home needs major work? We calculate those costs upfront and give you one number. That's the number that closes.

You'll receive a written cash offer within 24 to 48 hours. Close in 10 days or choose your own timeline. We cover all seller closing costs. No agent commissions cutting into your proceeds.

The Rio Linda Market Reality

Rio Linda sits about 20 minutes north of downtown Sacramento, but it feels completely different. This is where people came for space and privacy. Lots here run from 7,000 square feet to half an acre or more.

You've got manufactured homes from the '80s and '90s next to site-built houses from the 1950s through the 2000s. Some properties are well-maintained. Others have deferred maintenance. Many use healthy water and septic systems instead of city utilities. Some have old barns, sheds, or workshops that have been here since the 1970s.

Most homes are 1,200 to 1,800 square feet. Single-story ranches, split-levels from the '70s, and some newer construction. Streets like M Street, Q Street, and Rio Linda Boulevard are the main routes through the area.

Traditional real estate agents often struggle here. Their typical buyers want city water, sewer connections, and homes that meet FHA lending requirements. Properties in Rio Linda frequently don't check those boxes. Agents list these homes; they sit for months, prices drop repeatedly, and eventually, some investor picks them up at a discount.

We buy houses in Rio Linda because we understand this market. We know what these properties are actually worth. We know what repairs cost. We know which buyers will eventually purchase these homes after we fix them up. That lets us make fair offers without the guesswork.

Fast

Fair

Trusted

Easy

What makes us different

Most cash buyers in the area use the same approach: lowball offer, take it or leave it, close quickly before you have time to think.

Here's what actually happens:

You contact us at (916) 460-0606. We ask about your property. Its size, condition, utilities (well/septic or city connections), any outbuildings, and what you're trying to accomplish. Just a conversation.

We visit your property. Takes 30 to 45 minutes usually. We're checking the roof, foundation, electrical, and plumbing. Testing the well and inspecting the septic if applicable. Looking at any outbuildings or additional structures. Evaluating what work needs to be done.

We provide a written offer within 24 to 48 hours:

After-Repair Value minus Repair Costs minus about 10% Transaction Costs minus about 10% Our Profit equals Your Offer

You see the comparable sales we used from Rio Linda and similar communities. You see itemized repair estimates for your specific property. You see both 10% deductions broken down. All the math is visible.

Accept it, counter it, or decline it. If you have another offer from a different cash buyer, show us. We'll work to match or beat it. If we can't improve on their offer, we'll explain why honestly.

If you accept, you pick the closing date. The standard is 10 days, but we can adjust. Need 7 days because you're moving immediately? Done. Need 30 days to coordinate everything? That works for us.

We pay all typical seller closing costs. Escrow, title insurance, and recording fees. Your mortgage and property taxes get handled through normal escrow. What we offered is what you receive at closing.